How long is the layaway period?

Our layaway period is 90 days with payments due every 30 days. Once the item is paid in full, it's yours.

What happens if I change my mind during layaway?

If you decide you no longer want the item, we do not give cash back, but you will receive store credit for the full amount you paid toward the layaway.

How does online financing with PayPal Credit work?

PayPal Credit is available on all orders over $99. Select PayPal Express Checkout during checkout, apply for credit, and once approved complete your purchase using your new credit line.

How do I start a layaway on an online item?

Find the item you want, note the product code from the product page or images, then contact us at 859-309-0041 or email thecastle@thecastlejewelry.com to set everything up.

Layaway & Financing

Q: Is there interest on layaway at The Castle Jewelry?

No, our layaway program is 100% interest-free. Every dollar you put down goes directly toward the final purchase price with no hidden fees.

💳 Flexible Payment Options

Layaway & Financing

Can't cover the full amount today? No problem! We offer interest-free layaway and online financing so you can secure your dream piece on your own terms.

🆓

0% Interest Layaway

100% interest-free — every dollar you put down goes straight toward your purchase.

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90-Day Plan

Spread payments over 90 days with easy installments due every 30 days.

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Online Financing

Apply for PayPal Credit on orders over $99 and check out instantly online.

Your Payment Options

🏷️ Layaway

Interest-Free • In-Store & Online

Our layaway program lets you secure any piece of jewelry and pay it off over time — completely interest-free. Every dollar goes toward the final price.

✓ 100% interest-free — no hidden fees
✓ 90-day layaway period
✓ Payments due every 30 days
✓ All cash paid goes directly toward your final purchase
✓ Changed your mind? Receive store credit for the amount paid
✓ Not satisfied after receiving? 30-day return as exchange or store credit

💻 Online Financing

PayPal Credit • Orders $99+

Need it now? Apply for financing online through our PayPal Credit partner. Once approved, use your new credit line at checkout — it's fast and easy.

✓ Available on all orders over $99
✓ Apply and get approved online in minutes
✓ Use PayPal Express Checkout to complete your purchase
✓ Flexible repayment options through PayPal
✓ No need to call — apply and shop entirely online

How Layaway Works

Find Your Piece

Browse online or in-store and note the product code of the item you love.

Contact Us

Call or email us with the product code to start your layaway. We'll secure the item for you.

Make Payments

Pay in installments every 30 days for 90 days. Every dollar goes toward the final price — 0% interest.

Receive Your Jewelry

Once paid in full, your piece is ready! Pick up in-store or have it shipped to you.

💡 Good to Know

Important details about our layaway and financing programs.

✓ Product codes can be found on each item's page or within the product images — have this ready when you call
✓ Layaway is 100% interest-free — no finance charges, no surprises
✓ If you cancel layaway, we don't give cash back, but you'll receive full store credit for the amount you've paid
✓ After receiving your item, it can be returned within 30 days as an exchange or store credit
✓ PayPal Credit financing is available on all online orders over $99 — apply at checkout

📋 Ready to Start? To begin a layaway or ask about payment options, please have the product code of your desired item ready. You can find it on the product page or in the product images. Then contact us by phone or email and we'll get you set up right away!

Common Questions

No! Our layaway program is 100% interest-free. Every dollar you put down goes directly toward the final purchase price. There are no finance charges, no hidden fees, and no surprises.

Our layaway period is 90 days. Payments are due every 30 days throughout the layaway period. Once the item is paid in full, it's yours!

If you decide you no longer want the item, we do not give cash back. However, you will receive store credit for the full amount you've paid toward the layaway, which you can use on any other item in our store.

Yes. If you receive the item and are not satisfied, it can be returned within 30 days of purchase as an exchange or for store credit.

Simple! Find the item you want on our website and note the product code (found on each item's page or within the product images). Then contact us by phone at 859-309-0041 or email at thecastle@thecastlejewelry.com and we'll set everything up for you.

PayPal Credit is available on all orders over $99. During checkout, select the PayPal Express Checkout option and apply for PayPal Credit. Once approved, you can complete your purchase using your new credit line. The entire process happens online — no phone call needed.

The product code can be found on each item's product page or within the product images. Please have this ready when you contact us to start a layaway — it helps us locate your item quickly and get you set up right away.

To learn about layaway payment options and how to make payments, please contact us at 859-309-0041 or email thecastle@thecastlejewelry.com. Our team will walk you through all the available options.

Ready to Get Started?

📞 859-309-0041 | ✉️ thecastle@thecastlejewelry.com

Monday–Friday 9am–4pm ET | Saturday 9am–2pm ET