Pawn & Selling

A pawn is a collateral loan — we lend you money using something you own as security. You bring in your item, we offer you a loan amount based on its value, and you get cash on the spot. When you're ready, pay back the loan plus interest and your item is returned to you in the same condition.

Interest is 20% of the loan amount per 30-day period. For example, if you borrow $100, it will cost $120 to pick up your item within the first 30 days. If you aren't able to pick it up within 30 days, you can make an interest payment and we'll hold it for an additional 30 days.

We hold your item for 90 days, with interest payments due every 30 days. As long as you don't fall more than 90 days behind on payments, you can continue to renew your pawn. There is no limit to how many times you can renew.

As long as you never fall more than 90 days behind, we'll continue to allow you to renew your pawn. Just make your interest payment and your item stays safe with us. If you go beyond 90 days without a payment, the item becomes our property.

Absolutely. Every pawned item is stored in a secure area, labeled with your name and pawn number. All items are fully insured while in our possession. Your item will look exactly the same when you pick it up as the day you brought it in.

Yes! Whether you're pawning or selling, we pay you cash on the spot for the agreed-upon amount.

No. We do not report to credit agencies and do not perform credit checks. Your loan is based entirely on the value of your collateral. However, it's important to maintain a good standing with us — a strong redemption history means we can offer you more on future loans.

That's completely fine! Just let our associate know you don't want your items back. They'll make you a cash offer and you'll be good to go. No obligation, no pressure.

Bring the item you want to pawn or sell, plus a valid state-issued photo ID such as a driver's license. That's it — the process is quick and straightforward.

Very rarely — less than 1/10 of one percent of all pawned items turn out to be stolen goods. We take this seriously and submit all pawn information to law enforcement through a program called Leads on Line. If something turns out to be stolen, we work closely with the police to make sure it is returned to the rightful owner and the person who pawned it is held responsible.